Browse EX-10 agreements

EXECUTION VERSION

FIFTH AMENDED AND RESTATED CREDIT AGREEMENT
(Three-Year Facility)

Dated as of August 27, 2026

among

CATERPILLAR INC.,

CATERPILLAR FINANCIAL SERVICES CORPORATION,

CATERPILLAR INTERNATIONAL FINANCE DESIGNATED ACTIVITY COMPANY,

CATERPILLAR FINANCE KABUSHIKI KAISHA,

and

CATERPILLAR INTERNATIONAL FINANCE LUXEMBOURG S.À R.L.

as Borrowers

THE FINANCIAL INSTITUTIONS NAMED HEREIN,

as Banks

CITIBANK, N.A.,

as Agent

CITIBANK EUROPE PLC, UK BRANCH,

as CIF Local Currency Agent and CIF LUX Local Currency Agent

MUFG BANK, LTD.,

as Japan Local Currency Agent

CITIBANK, N.A., BofA SECURITIES, INC., JPMORGAN CHASE BANK, N.A., J.P. MORGAN SE, BARCLAYS BANK PLC, MUFG BANK, LTD., and SOCIÉTÉ GÉNÉRALE

as Joint Lead Arrangers
and Joint Bookrunners

TABLE OF CONTENTS

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EXECUTION VERSION

CIF LUX LOCAL CURRENCY ADDENDUM (364-DAY FACILITY)

CIF LUX LOCAL CURRENCY ADDENDUM, dated as of August 27, 2026, to the Credit Agreement (as defined below), among Caterpillar Financial Services Corporation, Caterpillar International Finance Luxembourg S.à r.l., the Local Currency Banks (as defined below), Citibank, N.A., as Agent, and Citibank Europe plc, UK Branch, as CIF LUX Local Currency Agent.

ARTICLE I

Definitions

Section 1.01. Defined Terms. As used in this Addendum, the following terms shall have the meanings specified below:

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EXECUTION VERSION

CIF LUX LOCAL CURRENCY ADDENDUM (FIVE-YEAR FACILITY)

CIF LUX LOCAL CURRENCY ADDENDUM, dated as of August 27, 2026, to the Credit Agreement (as defined below), among Caterpillar Financial Services Corporation, Caterpillar International Finance Luxembourg S.à r.l., the Local Currency Banks (as defined below), Citibank, N.A., as Agent, and Citibank Europe plc, UK Branch, as CIF LUX Local Currency Agent.

ARTICLE I

Definitions

Section 1.01.        Defined Terms. As used in this Addendum, the following terms shall have the meanings specified below:

…

EXECUTION VERSION

CIF LUX LOCAL CURRENCY ADDENDUM (THREE-YEAR FACILITY)

CIF LUX LOCAL CURRENCY ADDENDUM, dated as of August 27, 2026, to the Credit Agreement (as defined below), among Caterpillar Financial Services Corporation, Caterpillar International Finance Luxembourg S.à r.l., the Local Currency Banks (as defined below), Citibank, N.A., as Agent, and Citibank Europe plc, UK Branch, as CIF LUX Local Currency Agent.

ARTICLE I

Definitions

SECTION 1.01.         Defined Terms. As used in this Addendum, the following terms shall have the meanings specified below:

…

EXECUTION VERSION

JAPAN LOCAL CURRENCY ADDENDUM (FIVE-YEAR FACILITY)

JAPAN LOCAL CURRENCY ADDENDUM, dated as of August 27, 2026, to the Credit Agreement (as defined below), among Caterpillar Financial Services Corporation, Caterpillar Finance Kabushiki Kaisha, the Japan Local Currency Banks (as defined below), Citibank, N.A., as Agent, and MUFG Bank, Ltd., as Japan Local Currency Agent.

ARTICLE I

Definitions

SECTION 1.01.         Defined Terms. As used in this Addendum, the following terms shall have the meanings specified below:

…

EXECUTION VERSION

JAPAN LOCAL CURRENCY ADDENDUM (364-DAY FACILITY)

JAPAN LOCAL CURRENCY ADDENDUM, dated as of August 27, 2026, to the Credit Agreement (as defined below), among Caterpillar Financial Services Corporation, Caterpillar Finance Kabushiki Kaisha, the Japan Local Currency Banks (as defined below), Citibank, N.A., as Agent, and MUFG Bank, Ltd., as Japan Local Currency Agent.

ARTICLE I

Definitions

Section 1.01. Defined Terms. As used in this Addendum, the following terms shall have the meanings specified below:

…

EXECUTION VERSION

CREDIT AGREEMENT
(2026 364-Day Facility)

Dated as of August 27, 2026

among

CATERPILLAR INC.,

CATERPILLAR FINANCIAL SERVICES CORPORATION,

CATERPILLAR INTERNATIONAL FINANCE DESIGNATED ACTIVITY COMPANY,

CATERPILLAR FINANCE KABUSHIKI KAISHA,

and

CATERPILLAR INTERNATIONAL FINANCE LUXEMBOURG S.À R.L.

as Borrowers

THE FINANCIAL INSTITUTIONS NAMED HEREIN,

as Banks

CITIBANK, N.A.,

as Agent

CITIBANK EUROPE PLC, UK BRANCH,

as CIF Local Currency Agent and CIF LUX Local Currency Agent

MUFG BANK, LTD.,

as Japan Local Currency Agent

CITIBANK, N.A., BofA SECURITIES, INC., JPMORGAN CHASE BANK, N.A., J.P. MORGAN SE,
BARCLAYS BANK PLC, MUFG BANK, LTD., and SOCIÉTÉ GÉNÉRALE

as Joint Lead Arrangers
and Joint Bookrunners

Table of Contents

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**Exhibit 10.9 **

** **

EXECUTION VERSION

FIFTH AMENDED AND RESTATED CREDIT AGREEMENT
(Five-Year Facility)

Dated as of August 27, 2026

among

CATERPILLAR INC.,

CATERPILLAR FINANCIAL SERVICES CORPORATION,

CATERPILLAR INTERNATIONAL FINANCE DESIGNATED ACTIVITY COMPANY,

CATERPILLAR FINANCE KABUSHIKI KAISHA,

and

CATERPILLAR INTERNATIONAL FINANCE LUXEMBOURG S.À R.L.

as Borrowers

THE FINANCIAL INSTITUTIONS NAMED HEREIN,

as Banks

CITIBANK, N.A.,

as Agent

CITIBANK EUROPE PLC, UK BRANCH,

as CIF Local Currency Agent and CIF LUX Local Currency Agent

MUFG BANK, LTD.,

as Japan Local Currency Agent

CITIBANK, N.A., BofA SECURITIES, INC., JPMORGAN CHASE BANK, N.A., J.P. MORGAN SE,
BARCLAYS BANK PLC, MUFG BANK, LTD., and SOCIÉTÉ GÉNÉRALE

as Joint Lead Arrangers
and Joint Bookrunners

Table of Contents

…

EXECUTION VERSION

JAPAN LOCAL CURRENCY ADDENDUM (FIVE-YEAR FACILITY)

JAPAN LOCAL CURRENCY ADDENDUM, dated as of August 27, 2026, to the Credit Agreement (as defined below), among Caterpillar Financial Services Corporation, Caterpillar Finance Kabushiki Kaisha, the Japan Local Currency Banks (as defined below), Citibank, N.A., as Agent, and MUFG Bank, Ltd., as Japan Local Currency Agent.

ARTICLE I

Definitions

SECTION 1.01.         Defined Terms. As used in this Addendum, the following terms shall have the meanings specified below:

…

EXECUTION VERSION

CIF LOCAL CURRENCY ADDENDUM (FIVE-YEAR FACILITY)

CIF LOCAL CURRENCY ADDENDUM, dated as of August 27, 2026, to the Credit Agreement (as defined below), among Caterpillar Financial Services Corporation, Caterpillar International Finance Designated Activity Company, the Local Currency Banks (as defined below), Citibank, N.A., as Agent, and Citibank Europe plc, UK Branch, as CIF Local Currency Agent.

ARTICLE I

Definitions

SECTION 1.01         Defined Terms. As used in this Addendum, the following terms shall have the meanings specified below:

…

EXECUTION VERSION

JAPAN LOCAL CURRENCY ADDENDUM (THREE-YEAR FACILITY)

JAPAN LOCAL CURRENCY ADDENDUM, dated as of August 27, 2026, to the Credit Agreement (as defined below), among Caterpillar Financial Services Corporation, Caterpillar Finance Kabushiki Kaisha, the Japan Local Currency Banks (as defined below), Citibank, N.A., as Agent, and MUFG Bank, Ltd., as Japan Local Currency Agent.

ARTICLE I

Definitions

SECTION 1.01.            Defined Terms. As used in this Addendum, the following terms shall have the meanings specified below:

…

EXECUTION VERSION

FIFTH AMENDED AND RESTATED CREDIT AGREEMENT
(Three-Year Facility)

Dated as of August 27, 2026

among

CATERPILLAR INC.,

CATERPILLAR FINANCIAL SERVICES CORPORATION,

CATERPILLAR INTERNATIONAL FINANCE DESIGNATED ACTIVITY COMPANY,

CATERPILLAR FINANCE KABUSHIKI KAISHA,

and

CATERPILLAR INTERNATIONAL FINANCE LUXEMBOURG S.À R.L.

as Borrowers

THE FINANCIAL INSTITUTIONS NAMED HEREIN,

as Banks

CITIBANK, N.A.,

as Agent

CITIBANK EUROPE PLC, UK BRANCH,

as CIF Local Currency Agent and CIF LUX Local Currency Agent

MUFG BANK, LTD.,

as Japan Local Currency Agent

CITIBANK, N.A., BofA SECURITIES, INC., JPMORGAN CHASE BANK, N.A., J.P. MORGAN SE, BARCLAYS BANK PLC, MUFG BANK, LTD., and SOCIÉTÉ GÉNÉRALE

as Joint Lead Arrangers
and Joint Bookrunners

TABLE OF CONTENTS

…