EX-10.37
Evernorth Holdings Inc.
**SECOND AMENDMENT TO MASTER INTERCOMPANY FACILITY AGREEMENT **
**(Ripple Labs Inc. – Pathfinder Digital Assets LLC) **
This Second Amendment to Master Intercompany Facility Agreement (this “Second Amendment”) is effective as of October 7, 2026 (the “Second Amendment Effective Date”), and amends that certain Master Intercompany Facility Agreement, dated as of November 6, 2025, between Ripple Labs Inc., a Delaware corporation (“Ripple” or the “Lender”), and Pathfinder Digital Assets LLC, a Delaware limited liability company (“Pathfinder” or the “Borrower,” and together with Ripple, the “Parties,” each, a “Party”), as amended by that certain Amendment to Revolving Loan Agreement effective as of February 11, 2026 (the “First Amendment” and, together with such Master Intercompany Facility Agreement, the “Agreement”). All capitalized terms used but not defined herein shall have the meanings ascribed to them in the Agreement.
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