Browse EX-10 agreements

SECOND AMENDMENT TO THE PARTIES’

COMMERCIAL AGREEMENT

This Second Amendment to the Commercial Agreement (“Second Amendment”) is entered into and made effective this 31stday of August, 2026 (the “Second Amendment Effective Date”), by and among Caret Holdings, Inc. (“Company”), Carvana, LLC (“Dealer”), Carvana Insurance Services, LLC (“CIS”), and Carvana Group, LLC (“Parent”) (collectively, the entities Parent, CIS, and Dealer shall be referred to as “Carvana”). Carvana and Company shall be referred to as the “Parties,” and each a “Party.”

WHEREAS, Carvana and Company entered into that certain Commercial Agreement dated October 1, 2021, as amended by the First Amendment to the Commercial Agreement dated May 13, 2022, and as may be further amended or modified from time to time (the “Agreement”); and

WHEREAS, Carvana and Company wish to further modify the Agreement to provide for the amended terms and conditions, as described herein.

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WARRANT CANCELLATION AND EXCHANGE AGREEMENT

This WARRANT CANCELLATION AND EXCHANGE AGREEMENT (this “Agreement”), dated as of August 31, 2026, is entered into by and between Root, Inc., a Delaware corporation (the “Company”), and Carvana Group, LLC, a Delaware limited liability company (the “Holder”).

RECITALS

WHEREAS, on October 1, 2021, the Company issued to the Holder, pursuant to that certain Investment Agreement, dated as of August 11, 2021, by and between the Company and the Holder, as amended (the “Investment Agreement”), Common Stock Purchase Warrants designated as Long Term Tranche 1, Long Term Tranche 2, Long Term Tranche 3, Long Term Tranche 4, and Long Term Tranche 5 (collectively, the “Long-Term Warrants”);

WHEREAS, the Company previously issued to the Holder, on October 1, 2021, Common Stock Purchase Warrants designated as Short Term Tranche 1, Short Term Tranche 2, and Short Term Tranche 3 (collectively, the “Short-Term Warrants”), each of which has expired in accordance with its terms;

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FIRST AMENDMENT TO THE

REGISTRATION RIGHTS AGREEMENT

dated as of August 31, 2026

This First Amendment to the Registration Rights Agreement (this “Amendment”) is entered into as of August 31, 2026, by and between Root, Inc., a Delaware corporation (the “Company”), and Carvana Group, LLC, a Delaware limited liability company (the “Holder” and, together with the Company, the “Parties”, and each, a “Party”).

RECITALS

WHEREAS, the Parties entered into that certain Registration Rights Agreement, attached as Exhibit D to the Investment Agreement, dated as of August 11, 2021 (the “Registration Rights Agreement”), by and between the Company and the Holder;

WHEREAS, the Registration Rights Agreement provides that it may be amended by written agreement of the Company and the Holder;

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SECOND AMENDMENT TO THE INVESTMENT AGREEMENT

This SECOND AMENDMENT TO THE INVESTMENT AGREEMENT (this “Amendment”), dated as of August 31, 2026, is entered into by and between Root, Inc., a Delaware corporation (the “Company”), and Carvana Group, LLC, a Delaware limited liability company (the “Purchaser”). The Company and the Purchaser are collectively referred to herein as the “Parties” and each, a “Party.”

W I T N E S S E T H:

WHEREAS, the Parties entered into that certain Investment Agreement, dated as of August 11, 2021 (as amended by the First Amendment (as defined below), the “Investment Agreement”);

WHEREAS, the Parties entered into that certain First Amendment to the Investment Agreement, dated as of September 29, 2021 (the “First Amendment”);

WHEREAS, Section 10 of the Investment Agreement provides that the Investment Agreement may be amended, modified or waived if, and only if, such amendment, modification or waiver is in writing and signed by each of the parties to the Investment Agreement;

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FIRST AMENDMENT TO MERGER AGREEMENT

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This First Amendment to Merger Agreement (this “Amendment”) is made and entered into as of August 31, 2026 (the “Effective Date”) by and between Shuttle Pharmaceutical Holdings, Inc. (“Acquiror”) and United Dogecoin Inc., on its own behalf (the “Company”) and as successor-in-interest to Shuttle Merger Sub Inc. (“Merger Sub”; Acquiror, the Company and Merger Sub are collectively referred to herein as the “Parties” and individually as a “Party”).

WHEREAS, the Parties entered into that certain Agreement and Plan of Merger, dated as of April 30, 2026 (the “Agreement”; capitalized terms used in this Amendment shall have the meanings indicated in the Agreement) pursuant to which Merger Sub was merged with and into the Company as a result of which the Company became a wholly-owned subsidiary of Acquiror; and

WHEREAS, the Parties desire to amend the Agreement to amend the Milestone Events provided for therein; and

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EXECUTIVE EMPLOYMENT AGREEMENT

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Chief Executive Officer

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THIS EXECUTIVE EMPLOYMENT AGREEMENT (“Agreement”) is made and entered into this 1st day of September 2026 (“Effective Date”), between HARTFORD CREATIVE GROUP, INC., a Nevada corporation, whose address is 8832 Glendon Way, Rosemead, CA 91770, (the “Company”), and **Mr. Kewei Huang, aka Kek Wee Ng. **The Company and Ng shall be referred to individually as a “Party” and collectively as the “Parties.”

WHEREAS, the Company, in the business of social media advertising agency and mini-drama business.

WHEREAS Ng is an individual possessing the education, experience and skills needed to administer and manage the Company as well as the general experience needed to manage its operations, production and personnel;

WHEREAS the board of directors of the Company has determined and resolved that it is in the best interest of the Company to appoint Ng as Chief Executive Officer and Chairman of the Board of Directors, with all the requisite rights, duties and obligations of that position;

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AICREATESAI

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ENTERPRISE AI TRANSFORMATION & GROWTH PARTNERSHIP

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ANNUAL MANAGED SERVICES PROPOSAL AND AGREEMENT

Prepared for** **

Raphael Pharmaceutical, Inc.

Prepared by

AIcreatesAI Inc. | Powered by Eve

July 27, 2026 | Confidential Board Proposal

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One managed AI operating partner for digital transformation, product commercialization, research intelligence, marketing, partnerships, and measurable growth.

EVE  |  AICREATESAI	RAPHAEL PHARMACEUTICAL

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BOARD DECISION BRIEF

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A complete year-one operating partnership

AIcreatesAI will serve as Raphael’s managed AI transformation, commercialization, communications, product, and growth operations partner - not merely as a software vendor or advertising agency.

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EXECUTION VERSION

JAPAN LOCAL CURRENCY ADDENDUM (THREE-YEAR FACILITY)

JAPAN LOCAL CURRENCY ADDENDUM, dated as of August 27, 2026, to the Credit Agreement (as defined below), among Caterpillar Financial Services Corporation, Caterpillar Finance Kabushiki Kaisha, the Japan Local Currency Banks (as defined below), Citibank, N.A., as Agent, and MUFG Bank, Ltd., as Japan Local Currency Agent.

ARTICLE I

Definitions

SECTION 1.01.            Defined Terms. As used in this Addendum, the following terms shall have the meanings specified below:

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EXECUTION VERSION

CIF LOCAL CURRENCY ADDENDUM (364-DAY FACILITY)

CIF LOCAL CURRENCY ADDENDUM, dated as of August 27, 2026, to the Credit Agreement (as defined below), among Caterpillar Financial Services Corporation, Caterpillar International Finance Designated Activity Company, the Local Currency Banks (as defined below), Citibank, N.A., as Agent, and Citibank Europe plc, UK Branch, as CIF Local Currency Agent.

ARTICLE I

Definitions

Section 1.01. Defined Terms. As used in this Addendum, the following terms shall have the meanings specified below:

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EXECUTION VERSION

CIF LOCAL CURRENCY ADDENDUM (THREE-YEAR FACILITY)

CIF LOCAL CURRENCY ADDENDUM, dated as of August 27, 2026, to the Credit Agreement (as defined below), among Caterpillar Financial Services Corporation, Caterpillar International Finance Designated Activity Company, the Local Currency Banks (as defined below), Citibank, N.A., as Agent, and Citibank Europe plc, UK Branch, as CIF Local Currency Agent.

ARTICLE I

Definitions

SECTION 1.01.         Defined Terms. As used in this Addendum, the following terms shall have the meanings specified below:

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EXECUTION VERSION

CIF LOCAL CURRENCY ADDENDUM (FIVE-YEAR FACILITY)

CIF LOCAL CURRENCY ADDENDUM, dated as of August 27, 2026, to the Credit Agreement (as defined below), among Caterpillar Financial Services Corporation, Caterpillar International Finance Designated Activity Company, the Local Currency Banks (as defined below), Citibank, N.A., as Agent, and Citibank Europe plc, UK Branch, as CIF Local Currency Agent.

ARTICLE I

Definitions

SECTION 1.01         Defined Terms. As used in this Addendum, the following terms shall have the meanings specified below:

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EXECUTION VERSION

FIFTH AMENDED AND RESTATED CREDIT AGREEMENT
(Three-Year Facility)

Dated as of August 27, 2026

among

CATERPILLAR INC.,

CATERPILLAR FINANCIAL SERVICES CORPORATION,

CATERPILLAR INTERNATIONAL FINANCE DESIGNATED ACTIVITY COMPANY,

CATERPILLAR FINANCE KABUSHIKI KAISHA,

and

CATERPILLAR INTERNATIONAL FINANCE LUXEMBOURG S.À R.L.

as Borrowers

THE FINANCIAL INSTITUTIONS NAMED HEREIN,

as Banks

CITIBANK, N.A.,

as Agent

CITIBANK EUROPE PLC, UK BRANCH,

as CIF Local Currency Agent and CIF LUX Local Currency Agent

MUFG BANK, LTD.,

as Japan Local Currency Agent

CITIBANK, N.A., BofA SECURITIES, INC., JPMORGAN CHASE BANK, N.A., J.P. MORGAN SE, BARCLAYS BANK PLC, MUFG BANK, LTD., and SOCIÉTÉ GÉNÉRALE

as Joint Lead Arrangers
and Joint Bookrunners

TABLE OF CONTENTS

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