Browse EX-10 agreements

EXHIBIT 10.4














PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACT

issued to

HOMEOWNERS CHOICE PROPERTY & CASUALTY INSURANCE COMPANY, inc.

Tampa, Florida

including any and/or all companies that are or may hereafter become affiliated therewith

Effective: June 1, 2026 DOC: May 26, 2026

08GR0DWP – Tower 1 1of NUMPAGES 5

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PROPERTY CATASTROPHE EXCESS OF LOSS REINSURANCE CONTRACTTABLE OF CONTENTS

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Property Catastrophe

Excess of Loss

Reinsurance Contract

Effective: June 1, 2026

Condo Owners Reciprocal Exchange

and

Tailrow Insurance Exchange

and

Homeowners Choice Property & Casualty Insurance Company, Inc.

all of Tampa, Florida

26\C0KT1013

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Table of Contents

Article Page

1 Classes of Business Reinsured		1
2 Term		1
3 Special Termination		2
4 Territory (BRMA 51A)		3
5 Exclusions		3
6 Special Acceptances		5
7 Retention and Limit		5
8 Reinstatement		5

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AMENDMENT TO

AMENDED AND RESTATED

EMPLOYMENT AGREEMENT

THIS AMENDMENT (“Amendment”) to the Amended and Restated Employment Agreement dated as of April 25, 2024 (the “Employment Agreement”) by and between CoastalSouth Bancshares, Inc. (the “Company”), Coastal States Bank (the “Bank”) and Stephen R. Stone (the “Executive”), shall be effective as of the 23rd day of April 2026.

WHEREAS, the parties desire to amend the Employment Agreement to reflect certain updates to the provision therein related to Section 409A of the Internal Revenue Code of 1986, as amended.

NOW THEREFORE, in consideration of the foregoing and of the mutual covenants and agreements set forth herein, and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows:

1.

Section 17 of the Employment Agreement shall be deleted in its entirety and replaced with the following:

“17. Code Section 409A.

(a)

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AMENDMENT TO

AMENDED AND RESTATED

EMPLOYMENT AGREEMENT

THIS AMENDMENT (“Amendment”) to the Amended and Restated Employment Agreement dated as of April 25, 2024 (the “Employment Agreement”) by and between CoastalSouth Bancshares, Inc. (the “Company”), Coastal States Bank (the “Bank”) and Anthony P. Valduga (the “Executive”), shall be effective as of the 23rd day of April 2026.

WHEREAS, the parties desire to amend the Employment Agreement to reflect certain updates to the provision therein related to Section 409A of the Internal Revenue Code of 1986, as amended.

NOW THEREFORE, in consideration of the foregoing and of the mutual covenants and agreements set forth herein, and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows:

1.

Section 17 of the Employment Agreement shall be deleted in its entirety and replaced with the following:

“17. Code Section 409A.

(a)

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ASPEN AEROGELS, INC.

Restricted Share Unit Award Grant Notice

Restricted Share Unit Award Under the

Aspen Aerogels 2023 Equity Incentive Plan

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Certain information marked “[*]” has been omitted in accordance with Item 601(b)(10) of Regulation S-K because it is both not material and is the type of information that the registrant treats as private or confidential.

LETTER AGREEMENT No. 1

April 30, 2026

Finance of America Reverse LLC

55 North Arizona Place Suite 205

Chandler, Arizona 85225

Attention: [*]

Finance of America Reverse LLC

5830 Granite Parkway, Suite 400

Plano, Texas 75024

Attention: Legal

Re:     Sale of Purchased Assets; Employee Transitions

Ladies and Gentlemen:

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NONQUALIFIED STOCK OPTION AWARD AGREEMENT

UNDER THE WENDY’S COMPANY

2020 OMNIBUS AWARD PLAN

_______________ Shares of Common Stock

THIS NONQUALIFIED STOCK OPTION AWARD AGREEMENT(this “Agreement”) is made as of ____________, 20___, by and between The Wendy’s Company (the “Company”) and __________________ (the “Optionee”).

The Company, pursuant to the provisions of The Wendy’s Company 2020 Omnibus Award Plan (the “Plan”), hereby irrevocably grants to the Optionee the right and option (the “Option”) to purchase _______________ shares of Common Stock, par value $0.10 per share (the “Common Stock”), of the Company upon and subject to the following terms and conditions:

1.The Option is not intended to qualify as an incentive stock option under the provisions of Section 422 of the Internal Revenue Code of 1986, as amended (the “Code”).

2.____________, 20___ is the date of grant of the Option (the “Date of Grant”).

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RESTRICTED STOCK UNIT AWARD AGREEMENT

UNDER THE WENDY’S COMPANY

2020 OMNIBUS AWARD PLAN

RESTRICTED STOCK UNIT AWARD AGREEMENT(this “Agreement”), made as of _____________, 20___, by and between The Wendy’s Company (the “Company”) and __________________ (the “Participant”):

WHEREAS, the Company maintains The Wendy’s Company 2020 Omnibus Award Plan (the “Plan”) under which the Compensation and Human Capital Committee of the Company’s Board of Directors or a subcommittee thereof (the “Committee”) may, among other things, award shares of the Company’s Common Stock, to such eligible persons under the Plan as the Committee may determine, subject to terms, conditions or restrictions as the Committee may deem appropriate; and

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EXHIBIT 10.1

May 17, 2026

Via Email

Robert D. Wright

Dear Robert:

On behalf of The Wendy’s Company (“Wendy’s”, or the “Company”), I am delighted to confirm the offer of employment for the position of President and Chief Executive Officer, reporting directly to the Board of Directors (the “Board”). You will also be appointed as a member of the Board as of your start date, subject to reelection at the Company’s next annual meeting. We look forward to you joining the team on or before May 21, 2026, as mutually agreed by you and the Company.

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RESTRICTED STOCK UNIT AWARD AGREEMENT

UNDER THE WENDY’S COMPANY

2020 OMNIBUS AWARD PLAN

RESTRICTED STOCK UNIT AWARD AGREEMENT(this “Agreement”), made as of _____________, 20___, by and between The Wendy’s Company (the “Company”) and __________________ (the “Participant”):

WHEREAS, the Company maintains The Wendy’s Company 2020 Omnibus Award Plan (the “Plan”) under which the Compensation and Human Capital Committee of the Company’s Board of Directors or a subcommittee thereof (the “Committee”) may, among other things, award shares of the Company’s Common Stock, to such eligible persons under the Plan as the Committee may determine, subject to terms, conditions or restrictions as the Committee may deem appropriate; and

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