Browse EX-10 agreements

AMENDMENT NO. 4 TO LOAN AGREEMENT

This AMENDMENT NO. 4 TO LOAN AGREEMENT(this "Amendment No. 4") is made and entered into on September 3, 2026(the "Execution Date"), by and between STEWARDS, INC., a Nevada corporation with its principal office at 4300 N. University Drive, Suite D-105, Lauderhill, Florida 33351 (the "Borrower"), and STEWARDS INTERNATIONAL FUNDS PCC (on behalf of the STEWARDS PRIVATE CREDIT FUND), a limited company organized under the laws of Mauritius, with its principal office at 12th Floor, Nexteracom Tower, Tower 1, Ebene, Quatre Bornes, Mauritius 72201 (the "Lender"). Solely as between the parties, this Amendment No. 4 is effective as of 11:59 p.m. Eastern Time on August 31, 2026 (the "Extension Effective Time").

RECITALS

WHEREAS, the Borrower and the Lender are parties to a Loan Agreement dated September 17, 2025, as amended by Amendment No. 1 dated October 30, 2025, Amendment No. 2 dated December 19, 2025, and Amendment No. 3 dated December 21, 2025 (as amended and as further amended by this Amendment No. 4, the "Loan Agreement");

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REGISTRATION RIGHTS AGREEMENT

by and among

SOUNDHOUND AI, INC.,

AND

THE OTHER HOLDERS FROM TIME TO TIME PARTIES
HERETO

Dated as of September 4, 2026

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TABLE OF CONTENTS

			PAGE
Article I. DEFINITIONS			1
	Section 1.01	Definitions.	1

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PROMISSORY NOTE

$1,500,000.00
Lauderdale, FL
Effective Date: September 2, 2026

FOR VALUE RECEIVED, the undersigned, Stewards, Inc., a Nevada corporation (the "Maker"), promises to pay to the order of Accretiv Investment Holdings Inc., a Georgia corporation (the "Lender"), the principal sum of One Million Five Hundred Thousand Dollars and No/100 ($1,500,000.00), together with the Lender Return and all other amounts expressly payable under this Note, in accordance with the provisions below.

This Note evidences secured, short-term bridge financing arranged and provided by Lender on short notice. This Note does not grant Lender any equity, warrant, conversion, participation, or other ownership interest in Maker. This Note is secured only by the junior security interest granted under the Security Agreement. That security interest is junior to the Senior Liens and is not a first-priority security interest.

1.Definitions

As used in this Note, the following terms have the meanings below:

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SECURITYAGREEMENT

This Security Agreement (this “Agreement”) is made and entered into as of September 2, 2026, by and between: STEWARDS, INC., a corporation organized and existing under the laws of the State of Nevada (the“Company”), andACCRETIVINVESTMENTHOLDINGS INC., aGeorgiacorporation (the“Secured Party”).

RECITALS

A.Pursuant to that certain Promissory Note dated as of September 2, 2026 (as amended, restated, or otherwise modified from time to time, the “Note”), the Company, as maker, has promised to pay to the order of the Secured Party the original principal amount of One Million Five Hundred Thousand Dollars ($1,500,000.00), together with the Lender Return and other amounts expressly payable under the Note.

B.Itisaconditionprecedent totheSecuredParty’sadvanceundertheNotethat theCompany grant tothe Secured Party a junior security interest in certain of its personal property to secure the Obligations.

C.TheCompanyhasagreedtoexecuteanddeliverthisAgreement toinducetheSecured Partytofundthe Note.

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087847\013\7274656.v5 CONSOLIDATED TERM NOTE U.S. $11,460,000.00 Dated as of September 1, 2026 Rochester, Minnesota FOR VALUE RECEIVED, the undersigned, AIR’ZONA AIRCRAFT SERVICES, INC., an Arizona corporation, CSA AIR, INC., a North Carolina corporation, GLOBAL GROUND SUPPORT, LLC, a North Carolina limited liability company, JET YARD, LLC, an Arizona limited liability company, JET YARD SOLUTIONS, LLC, an Arizona limited liability company, MOUNTAIN AIR CARGO, INC., a North Carolina corporation, ROYAL AIRCRAFT SERVICES, LLC, a Maryland limited liability company, WORLDWIDE AIRCRAFT SERVICES, INC., a Kansas corporation, and WORTHINGTON AVIATION, LLC, a North Carolina limited liability company, such entities being sometimes collectively referred to herein as the “Borrowers” and individually as a “Borrower”), jointly and severally promise to pay to the order of ALERUS FINANCIAL, NATIONAL ASSOCIATION, a national banking association (the “Lender”), the principal sum of ELEVEN MILLION FOUR HUNDRED SIXTY THOUSAND AND 00/100THS DOLLARS ($11,460,000.00) on or before August 27, 2031, or such e

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087847\013\7271030.v3 FEDERAL ASSIGNMENT OF CLAIMS AGREEMENT This FEDERAL ASSIGNMENT OF CLAIMS AGREEMENT (this “Agreement”) is entered into as of September 1, 2026, by and between Global Ground Support, LLC, a North Carolina limited liability company (“Assignor”), and Alerus Financial, National Association (“Lender”). RECITALS A. Assignor is party to that certain Credit Agreement dated as of August 29, 2024 (as amended, restated, supplemented, or otherwise modified from time to time, the “Credit Agreement”), by and among the Assignor and the other Borrowers party thereto, Air T, Inc., as Loan Party Agent and Guarantor, and the Lender. B. Assignor is the prime contractor under (i) Indefinite Delivery Requirements Contract No. FA8534-22-D-0001 (the “IDIQ Contract”), awarded by the United States Department of the Air Force, AFLCMC/WNKAC, Robins Air Force Base, Georgia, effective October 22, 2021, and (ii) Delivery Order No. FA8534-26-F-0046 (the “Delivery Order” and, together with the IDIQ Contract and all task orders, delivery orders, modifications, and supplements issued thereunder,

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087847\013\7272727.v2 ACKNOWLEDGMENT AND AGREEMENT Dated: September 1, 2026. The undersigned, Air T, Inc., a Delaware corporation (together with its successors and assigns, the “Guarantor”), has (a) guaranteed the payment and performance of all obligations of its affiliates identified on Schedule A attached hereto (together with their respective successors and assigns, the “Existing Borrowers”), to ALERUS FINANCIAL, NATIONAL ASSOCIATION, a national banking association (together with its successors and assigns, the “Lender”), pursuant to the terms of a Guaranty dated as of August 29, 2024 (the “Guaranty”) executed by the Guarantor in favor of the Lender, which obligations include, without limitation, all “Obligations” of the Borrowers to the Lender pursuant to that certain Credit Agreement dated as of August 29, 2024, as previously amended by that certain Amendment No. 1 Credit Agreement and Other Loan Documents dated as of January 21, 2025, by that certain Amendment No. 2 to Credit Agreement and Consent dated as of February 21, 2025, by that certain Amendment No. 3 to Credit Agreem

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7271027.v4 AMENDED AND RESTATED REVOLVING CREDIT NOTE U.S. $25,000,000.00 Dated as of September 1, 2026 FOR VALUE RECEIVED, on the Revolving Credit Termination Date (as defined in the Credit Agreement hereinafter defined) the undersigned, AIR’ZONA AIRCRAFT SERVICES, INC., an Arizona corporation, CSA AIR, INC., a North Carolina corporation, GLOBAL GROUND SUPPORT, LLC, a North Carolina limited liability company, JET YARD, LLC, an Arizona limited liability company, JET YARD SOLUTIONS, LLC, an Arizona limited liability company, MOUNTAIN AIR CARGO, INC., a North Carolina corporation, ROYAL AIRCRAFT SERVICES, LLC, a Maryland limited liability company, WORLDWIDE AIRCRAFT SERVICES, INC., a Kansas corporation, and WORTHINGTON AVIATION, LLC, a North Carolina limited liability company, such entities being sometimes collectively referred to herein as the “Borrowers” and individually as a “Borrower”), jointly and severally promise to pay to the order of ALERUS FINANCIAL, NATIONAL ASSOCIATION, a national banking association (the “Lender”), the principal sum of TWENTY FIVE MILLION AND NO/100THS DOL

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EXECUTION VERSION 7270600.v7 AMENDMENT NO. 7 TO CREDIT AGREEMENT This Amendment No. 7 to Credit Agreement dated to be effective as of September 1, 2026 (the “Amendment”), is entered into by and among Air’Zona Aircraft Services, Inc., an Arizona corporation, CSA Air, Inc., a North Carolina corporation, Global Ground Support, LLC, a North Carolina limited liability company, Jet Yard, LLC, an Arizona limited liability company, Jet Yard Solutions, LLC, an Arizona limited liability company, Mountain Air Cargo, Inc., a North Carolina corporation, Worldwide Aircraft Services, Inc., a Kansas corporation, Royal Aircraft Services, LLC, a Maryland limited liability company, and Worthington Aviation, LLC, a North Carolina limited liability company (such entities being sometimes collectively referred to herein as the “Borrowers” and individually as a “Borrower”), Air T, Inc., a Delaware corporation (“Air T”), in its separate capacities as “Loan Party Agent” and “Guarantor” (as defined in the Original Agreement, hereinafter defined), and Alerus Financial, National Association (the “Lender”). RECIT

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EMPLOYMENT AGREEMENT

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This Employment Agreement (the “Agreement”), is made by and between Niki BioSolutions, Inc., a Delaware corporation, (the “Company”) whose mailing address is 116 Village Boulevard, Suite 200, Princeton, NJ 08540 and Alidad Mireskandari (the “Employee”), residing at ---. Employee and Company are hereinunder sometimes referred to individually as a “Party” and collectively as “Parties.”

WHEREAS, Company wholly owns DiamiR Biosciences Corp. (“DiamiR”), as a result of a transaction (“Merger”) in which Company acquired all the common shares of DiamiR on July 22, 2026;

WHEREAS, prior to the Merger, DiamiR employed Employee as its Chief Executive Officer;

WHEREAS, the Company desires to employ Employee and to have the benefit of his skills and services under the terms of this Agreement, commencing on August 1, 2026 (the “Commencement Date”) upon and subject to the terms herein provided; and

WHEREAS, Employee is willing to agree to be employed by the Company upon and subject to the terms herein provided;

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Niki Biosolutions, Inc.

Aptus Management Limited

-Unit B, 17/F Guangdong Investment Tower, 148 Connaught Road Central, Hong Kong

Tel: (852) 2117 6611 ● Fax: (852) 2850 7286

August 1, 2026

Attn: Mr. Chung Yuen Ian Huen

Dear Mr. Huen,

Appointment Letter

We are pleased and welcome your acceptance to be appointed as the Chief Executive Officer of Niki Biosolutions, Inc. (“NIKI” or the “Company”). You shall also be appointed as Chairman of the Board of Directors of the group companies of NIKI. You shall be employed full-time under the hiring entity APTUS Management Limited (“AML”), a wholly owned subsidiary of the Company. The Company is a Delaware corporation whose mailing address is 116 Village Boulevard, Suite 200, Princeton, NJ 08540, and AML is duly incorporated with limited liabilities in Hong Kong. The Company also has subsidiary companies in the Cayman Islands and Hong Kong, whereby collectively, shall be depicted as the “Group”.

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EXECUTIVE EMPLOYMENT AGREEMENT

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Aperture AC, (the “Company”), and Calvin Kung (the “Executive”) (the Company and the Executive each a “Party” and collectively, the “Parties”) enter into this Executive Employment Agreement (this “Agreement”) on this 3rd day of September, 2026.

WHEREAS, the Company desires to employ Executive as Chief Executive Officer on the terms set forth in this Agreement; and

WHEREAS, Executive desires to accept such employment on the terms set forth in this Agreement.

NOW, THEREFORE, in consideration of the foregoing, of the mutual promises contained herein, and of other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Parties hereto hereby agree as follows:

1. POSITION, AND DUTIES.

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