EX-10.2
INTERNATIONAL BUSINESS MACHINES CORP
ibm2026-5xyearcaconfirma
JPMORGAN CHASE BANK, N.A. 383 Madison Avenue New York, New York 10179 June 22, 2026 International Business Machines Corporation One New Orchard Road Armonk, New York 10504 Attention: Vice President and Treasurer Ladies and Gentlemen: Reference is made to (i) the Five-Year Credit Agreement, dated as of June 22, 2021 (as amended by Amendment No. 1 to Five-Year Credit Agreement, dated as of June 30, 2022, Amendment No. 2 to Five-Year Credit Agreement, dated as of June 20, 2025, and as further amended, supplemented or otherwise modified from time to time, the “Credit Agreement”) among International Business Machines Corporation, a New York corporation (“IBM”), the Lenders party thereto and JPMorgan Chase Bank, N.A., as the administrative agent (the “Administrative Agent”), and (ii) the Extension Request, dated as of June 2, 2026 (the “Extension Request”), delivered by IBM to the Administrative Agent pursuant to Section 2.21(a) of the Credit Agreement. Unless otherwise defined herein, terms defined in the Credit Agreement are used herein with the same meaning gi
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