EX-10.2
COASTAL FINANCIAL CORP
Confidential
July 22, 2026
Joel Edwards
Dear Joel:
We are pleased to inform you that Coastal Community Bank (the “Bank”) and Coastal Financial Corporation (the “Holding Company,” and together with the Bank, the “Company”) have decided to extend this offer of employment to you as Interim Chief Financial Officer of the Company, subject to the terms identified below. This letter sets forth the terms of the offer that, if you accept, will govern your interim employment with the Company.
Job Title: Interim Chief Financial Officer (Interim CFO) of the Company
Start Date: August 15, 2026 (or a mutually agreed upon date)
Reports to: Chair of the Audit Committee and Chair of the Board of Directors
Term: This appointment is for a limited, temporary period, anticipated to be approximately three (3) months from the Start Date. Any extension is subject to agreement between the parties.
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