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Portions of this agreement (indicated by “[***]”) have been omitted as the Registrant has determined that: (i) the omitted information is not material; and (ii) the omitted information is the type that the Registrant treats as private or confidential.

VINE STREET STUDIOS

THIRD AMENDMENT TO OFFICE/WAREHOUSE LEASE

This THIRD AMENDMENT TO OFFICE/WAREHOUSE LEASE AGREEMENT (“Amendment”) is made effective as of November 1., 2019, by and between VINE STREET STUDIOS, LLC (“Landlord”) and Enchanted Rock Management LLC, (“Tenant”).

Landlord and Tenant entered into that certain Office/Warehouse Lease Agreement (the “Lease”) dated June 1, 2018, and Amended by First Amendment to Office/Warehouse Lease dated January 10. 2019 for Suite 101, Suite 115, Suite 121, Suite 110. and Suite 117 in the building located at 1113 Vine Street, Houston, Harris County, Texas and the Second Amendment for Suite 138 and 206 dated September 11, 2019 (the “Premises”).

Landlord and Tenant desire by this Amendment to amend the Lease as herein provided and, except as modified herein, to confirm the Lease as amended.

IN CONSIDERATION OF THE AGREEMENTS HEREIN, Landlord and Tenant agrees as follows:

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EX-10.10·S-1·CIK 2110029·ACC 0001193125-26-227199·Filed May 16, 2026, 14:15 EDT

Portions of this agreement (indicated by “[***]”) have been omitted as the Registrant has determined that: (i) the omitted information is not material; and (ii) the omitted information is the type that the Registrant treats as private or confidential.

VINE STREET STUDIOS

SECOND AMENDMENT TO OFFICE/WAREHOUSE LEASE

This SECOND AMENDMENT TO OFFICE/WAREHOUSE LEASE AGREEMENT (“Amendment”) is made effective as of October 1, 2019, by and between VINE STREET STUDIOS, LLC (“Landlord”) and Enchanted Rock Management LLC, (“Tenant”).

Landlord and Tenant entered into that certain Office/Warehouse Lease Agreement (the “Lease”) dated June 1, 2018 and Amended by First Amendment to Office/Warehouse Lease dated January 10, 2019 for Suite 101, Suite 115, Suite 121, Suite 110, and Suite 117 in the building located at 1113 Vine Street, Houston, Harris County, Texas (the “Premises”).

Landlord and Tenant desire by this Amendment to amend the Lease as herein provided and, except as modified herein, to confirm the Lease as amended.

IN CONSIDERATION OF THE AGREEMENTS HEREIN, Landlord and Tenant agrees as follows:

1. Section****1.10: shall be replaced and reads s follows: The rent per month beginning October 1, 2019 and for each month thereafter shall be $[***] per month, includes trash and recycling pick-up service for all business days, Monday to Friday, not including Holidays, at a rate of $[***] per month, also included are the following premises:

Suite 101 $[***] Per Month

Suite 115 $[***] Per Month

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EX-10.9·S-1·CIK 2110029·ACC 0001193125-26-227199·Filed May 16, 2026, 14:15 EDT

Portions of this agreement (indicated by “[***]”) have been omitted as the Registrant has determined that: (i) the omitted information is not material; and (ii) the omitted information is the type that the Registrant treats as private or confidential.

FIRST AMENDMENT TO OFFICE/WAREHOUSE LEASE

This FIRST AMENDMENT TO OFFICE/WAREHOUSE LEASE AGREEMENT (“Amendment”) is made effective as of November 1, 2018, by and between VINE STREET STUDIOS, LLC (“Landlord”) and Enchanted Rock Management, LLC (“Tenant”).

Landlord and Tenant entered into that certain Office/Warehouse Lease Agreement (the “Lease”) dated June 1, 2018, for Suite 101, suite 115. suite 121, suite 110 and suite 117 in the building located at 1113 Vine Street, Houston, Harris County, Texas (the “Premises”).

Landlord and Tenant desire by this Amendment to amend the Lease as herein provided and, except as modified herein, to confirm the Lease as amended.

IN CONSIDERATION OF THE AGREEMENTS HEREIN, Landlord and Tenant agrees as follows:

1. Section 1.10 shall be replaced and reads as follows: The Rent per month beginning November 1, 2018 and for each month thereafter shall be $[***] per month, includes trash and recycling pick-up service for all business days, Monday and Friday, not including Holidays, at a rate of [***] per month; also included are the following Premises:

Suite 101 $[***] per month

Suite 115 $[***] per month

Suite 121 $[***] per month

Suite 110 $[***] per month

Suite 117 $[***] per month

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EX-10.8·S-1·CIK 2110029·ACC 0001193125-26-227199·Filed May 16, 2026, 14:15 EDT

Portions of this agreement (indicated by “[***]”) have been omitted as the Registrant has determined that: (i) the omitted information is not material; and (ii) the omitted information is the type that the Registrant treats as private or confidential.

OFFICE/WAREHOUSE LEASE AGREEMENT

This Office/ Warehouse Lease Agreement (“Lease”) isentered into by and between the Landlord and the Tenant named below.

ARTICLE 1.

DEFINITIONS

This Article contains definitions of certain terms used in this Lease, set forth as follows:

1.01 Date of Lease. June 1, 2018
1.02 Landlord. VINE STREET STUDIOS, LLC
1.03 Tenant. Enchanted Rock Management, LLC 1907 Lawrence, Suite 400 Kemah, TX 77565 Phone (713) 429-4091 Fax (713) 546-4298 Tax ID #26 3776869
1.04 Building. The building known as 1113 Vine Street, Houston, Texas, and located on the land (“Land”) more particularly described on Exhibit A attached hereto.
1.05 Premises. Approximately 3,400 square feet gross (2,550 square feet net), 1,250 square feet gross (938 square feet net, 1,775 square feet gross (1,331 square feetnet), 800 square feet gross (600 square feet net) and 1,740 square feet gross (1,392 square feet net), BOMA Standard, of space in the Building, commonly known as Suite 101, Suite 115, Suite 121, Suite 110, and Suite 117

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EX-10.7·S-1·CIK 2110029·ACC 0001193125-26-227199·Filed May 16, 2026, 14:15 EDT

EROCK, INC.

EXECUTIVE SEVERANCE PLAN

  1. Purpose. The purpose of the ERock, Inc. Executive Severance Plan (the “Plan”) is to provide severance benefits to certain employees of ERock, Inc. and its Affiliates in the event of a Qualifying Termination or Change in Control Qualifying Termination. The Plan is maintained for the purpose of providing benefits for a select group of management or highly compensated employees.

  2. Definitions.

(a) “Affiliate” means any entity in which the Company has a substantial direct or indirect equity interest.

(b) “Base Salary” means the Participant’s annualized base salary, as in effect immediately before the Participant’s termination of employment (without regard to any reduction that constitutes Good Reason), excluding overtime, bonuses, incentive compensation or any other special payments.

(c) “Board” means the Board of Directors of the Company.

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EX-10.4·S-1·CIK 2110029·ACC 0001193125-26-227199·Filed May 16, 2026, 14:15 EDT

ERock, Inc.

Non-Employee Director Compensation Policy

Each member of the Board of Directors (the “Board”) of ERock, Inc., a Delaware corporation (the “Company”) who is not an employee of the Company or any of its direct or indirect subsidiaries (each, a “Non-Employee Director”) shall receive compensation in accordance with this Non-Employee Director Compensation Policy (this “Policy”) as set forth below:

1. Cash Retainers

a. Annual Retainer for Board Membership: Each Non-Employee Director will be paid an annual cash retainer for service as a member of the Board of $80,000.

b. Additional Annual Retainers for Committee Member Chairs: Each Non-Employee Director appointed to serve as chairperson of a standing Board committee will receive the following additional annual cash retainer for service as chair of each such committee:

Chair of the Audit Committee $ 25,000
Chair of the Compensation Committee $ 15,000
Chair of the Governance Committee $ 15,000

Pro-rated cash retainers may be provided for Non-Employee Directors who join the Board off-cycle, as determined by the Board.

2. Equity Awards

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EX-10.3·S-1·CIK 2110029·ACC 0001193125-26-227199·Filed May 16, 2026, 14:15 EDT

EROCK, INC.

2026 EQUITY INCENTIVE PLAN

1. Purpose

The purpose of this ERock, Inc. 2026 Equity Incentive Plan (the “Plan”) is to promote and closely align the interests of employees, officers, non-employee directors and other individual service providers of ERock, Inc. and its stockholders by providing stock-based compensation and other performance-based compensation. The objectives of the Plan are to attract and retain the best available employees, officers, non-employee directors and other individual service providers for positions of substantial responsibility and to motivate Participants to optimize the profitability and growth of the Company through incentives that are consistent with the Company’s goals and that link the personal interests of Participants to those of the Company’s stockholders. The Plan provides for the grant of Options, Stock Appreciation Rights, Restricted Stock, Restricted Stock Units and Other Stock-Based Awards and for Incentive Bonuses, which may be paid in cash, Common Stock or a combination thereof, as determined by the Committee.

2. Definitions

As used in the Plan, the following terms shall have the meanings set forth below:

(a) “Act” means the Securities Exchange Act of 1934, as amended.

(b) “Affiliate” means any entity in which the Company has a substantial direct or indirect equity interest, as determined by the Committee from time to time.

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EX-10.2·S-1·CIK 2110029·ACC 0001193125-26-227199·Filed May 16, 2026, 14:15 EDT

INDEMNIFICATION AGREEMENT

This Indemnification Agreement (this “Agreement”) is entered into as of [         ], 2026 (the “Effective Date”) by and between ERock, Inc., a Delaware corporation (the “Company”), and [         ] (the “Indemnitee”).

RECITALS

WHEREAS, the Board of Directors of the Company (the “Board of Directors”) has determined that the inability to attract and retain qualified persons as directors and officers is detrimental to the best interests of the Company’s stockholders and that the Company should act to assure such persons that there shall be adequate certainty of protection through insurance and indemnification against risks of claims and actions against them arising out of their service to and activities on behalf of the Company;

WHEREAS, the Company has adopted provisions in its Amended and Restated Bylaws (as the same may be amended and/or restated from time to time, the “Bylaws”) providing for indemnification and advancement of expenses of its directors and officers to the fullest extent permitted by the General Corporation Law of the State of Delaware (as in effect from time to time, the “DGCL”), and the Company wishes to enhance the rights and obligations of the Company and the Indemnitee with respect to indemnification and advancement of expenses;

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EX-10.1·S-1·CIK 2110029·ACC 0001193125-26-227199·Filed May 16, 2026, 14:15 EDT

INDEMNIFICATION AGREEMENT

This INDEMNIFICATION AGREEMENT (this “Agreement”) is made and effective as of [●], 2026, by and between Forbright, Inc., a Delaware corporation (the “Company”), and [●] (“Indemnitee”).

WHEREAS, it is essential to the Company to retain and attract the most capable persons available as directors and officers;

WHEREAS, Indemnitee is a director and/or executive officer of the Company;

WHEREAS, both the Company and Indemnitee recognize the increased risk of litigation and other proceedings with claims being asserted against directors and officers of public companies;

WHEREAS, the Company’s Amended Certificate of Incorporation (“Certificate of Incorporation”) and Amended Bylaws (“Bylaws”) require the Company to indemnify, and the Bylaws further require the advancement of expenses by the Company to, the Company’s directors and executive officers to the extent and subject to the conditions provided therein, and Indemnitee serves as a director and/or executive officer of the Company, in part, in reliance on such provisions in the Company’s Certificate of Incorporation and Bylaws;

WHEREAS, the Company has determined that its inability to retain and attract the most capable persons as its directors and officers available would be detrimental to the interests of the Company and that the Company therefore should provide such persons with assurances that they will be entitled in the future to indemnification and advancement of expenses and, to the extent applicable, coverage by directors’ and officers’ liability insurance; and

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EX-10.12·S-1·CIK 1925062·ACC 0001628280-26-035713·Filed May 16, 2026, 14:15 EDT

FORBRIGHT, INC.

EMPLOYEE STOCK PURCHASE PLAN

Section 1.    Purpose of Plan.

The name of the Plan is the Forbright, Inc. Employee Stock Purchase Plan. The purpose of the Plan is to provide employees of the Company and its Designated Subsidiaries with an opportunity to purchase Common Stock of the Company through accumulated after-tax payroll deductions. It is the intention of the Company to have the Plan qualify as an “Employee Stock Purchase Plan” under Section 423 of the US Internal Revenue Code of 1986, as amended (“Code Section 423”). The provisions of the Plan, accordingly, shall be construed so as to allow participation in a manner consistent with the requirements of Code Section 423. However, the Company may grant options pursuant to one or more offerings under the Plan that are not intended to meet the requirements of Code Section 423, provided that except as expressly set forth herein, any such offering shall be operated and administered in the same manner as an offering that is intended to meet the requirements of Code Section 423.

Section 2.    Definitions.

For purposes of the Plan, the following terms shall be defined as set forth below:

(a)    “Administrator” means the Board, or, if and to the extent the Board does not administer the Plan, the Committee, which shall administer the Plan in accordance with Section 14 hereof.

(b)    “Adoption Date” has the meaning set forth in Section 25 hereof.

(c)    “Board” means the Board of Directors of the Company.

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EX-10.9·S-1·CIK 1925062·ACC 0001628280-26-035713·Filed May 16, 2026, 14:15 EDT

FORBRIGHT, INC.

2026 OMNIBUS INCENTIVE PLAN

Section 1.    Purpose of Plan.

The name of the Plan is the Forbright, Inc. 2026 Omnibus Incentive Plan. The purposes of the Plan are to provide an additional incentive to selected officers, employees, non-employee directors, independent contractors, and consultants of the Company or its Affiliates whose contributions are essential to the growth and success of the business of the Company and its Affiliates, in order to strengthen the commitment of such persons to the Company and its Affiliates, motivate such persons to faithfully and diligently perform their responsibilities, and attract and retain competent and dedicated persons whose efforts will result in the long-term growth and profitability of the Company and its Affiliates. To accomplish such purposes, the Plan provides that the Company may grant Options, Stock Appreciation Rights, Restricted Stock, Restricted Stock Units, Stock Bonuses, Other Stock-Based Awards, Cash Awards or any combination of the foregoing.

Section 2.    Definitions.

For purposes of the Plan, the following terms shall be defined as set forth below:

(a)    “Administrator” means the Board, or, if and to the extent the Board does not administer the Plan, the Committee, which shall administer the Plan in accordance with Section 3 hereof.

(b)    “Affiliate” means a Person that directly, or indirectly through one or more intermediaries, controls, or is controlled by, or is under common control with, the Person specified.

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EX-10.8·S-1·CIK 1925062·ACC 0001628280-26-035713·Filed May 16, 2026, 14:15 EDT

THE SECURITIES REPRESENTED BY THIS AGREEMENT HAVE BEEN ACQUIRED

FOR INVESTMENT AND HAVE NOT BEEN REGISTERED UNDER THE SECURITIES

ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”) OR ANY STATE SECURITIES

LAWS. SUCH SECURITIES MAY NOT BE SOLD OR TRANSFERRED IN THE ABSENCE

OF SUCH REGISTRATION OR AN EXEMPTION THEREFROM UNDER THE

SECURITIES ACT AND ANY APPLICABLE STATE SECURITIES LAWS.

FORBRIGHT, INC.

RESTRICTED STOCK AWARD AGREEMENT

This Award Agreement (this “Agreement”) is made and entered into this [●] day of [●], 2026 (the “Date of Grant”), by and between (i) Forbright, Inc. (the “Company”) and (ii) [●] (the “Participant”), an employee of Forbright Bank, a wholly owned subsidiary of the Company (the “Bank”).

RECITALS

A.    The Company has adopted the Congressional Bancshares, Inc. 2014 Stock Incentive Plan, as amended (the “Plan”), authorizing the Company to make awards to persons associated with the Company and the Bank (as applicable).

B.    The Company, through its Board of Directors (the “Board”) or the Compensation Committee of the Board, has determined that, under and pursuant to the terms and subject to the conditions of the Plan, the Participant is eligible to receive awards under the Plan.

C.    The Company desires to make an award to the Participant, and the Participant, in connection therewith, desires to participate in the Plan and receive an award under the Plan.

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EX-10.7·S-1·CIK 1925062·ACC 0001628280-26-035713·Filed May 16, 2026, 14:15 EDT