EX-10.3
EX-10.3
RECIPROCAL LOAN AGREEMENT
This RECIPROCAL LOAN AGREEMENT (this “Agreement”), dated as of April 1, 2026, between Voya Retirement Insurance and Annuity Company, a Connecticut life insurance company (“VRIAC” or “Company”), located at One Orange Way, Windsor, Connecticut 06095 and Voya Financial, Inc., a Delaware corporation (“Voya Financial” or “Company”), located at 200 Park Avenue, New York, New York 10166 (collectively referred to as the "Companies").
WITNESSETH:
WHEREAS, each of the Companies may have, from time to time, a need to borrow funds on a revolving basis; and
WHEREAS, each of the Companies may have, from time to time, excess cash available to lend to the other on a revolving basis; and
WHEREAS, the Companies are affiliated entities and as such are willing to extend financing to, and borrow from each other as provided herein; and
WHEREAS, each of the Companies desires to enter into this Agreement providing for, among other things, the making of such Loans by and among each other;
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