EX-10.1

EXHIBIT 10.1

AMENDMENT NO. 3 TO SECOND AMENDED AND RESTATED CREDIT AGREEMENT

THIS AMENDMENT NO. 3 TO SECOND AMENDED AND RESTATED CREDIT AGREEMENT (this “Amendment”) is made as of July 29, 2026, by and among ARCOSA, INC., a Delaware corporation (the “Borrower”), JPMORGAN CHASE BANK, N.A., as Administrative Agent (in such capacity, the “Administrative Agent”) and the Lenders party hereto (which constitute the Required Lenders) (the “Consenting Lenders”). Capitalized terms used but not otherwise defined herein shall have the meaning given to them in the Credit Agreement (as defined below).

WITNESSETH

WHEREAS, reference is made to that certain Second Amended and Restated Credit Agreement, dated as of August 23, 2023, by and among the Borrower, the lenders from time to time party thereto and the Administrative Agent (as amended by that certain Amendment No. 1 to Second Amended and Restated Credit Agreement, dated as of August 15, 2024, that certain Amendment No. 2 to Second Amended and Restated Credit Agreement, dated as of June 17, 2025, and as further amended, restated, supplemented or otherwise modified from time to time, the “Credit Agreement”);

WHEREAS, on May 27, 2026 (the “Specified Sale and Leaseback Date”), Arcosa Construction Services, LLC, a wholly-owned Subsidiary of the Borrower (“Arcosa Construction Services”) closed a $5,050,000 Sale and Leaseback Transaction with respect to its office located at 6131 Selinsky Rd, Houston, TX 77048 (the “Specified Sale and Leaseback Transaction”); and

WHEREAS, pursuant to Section 9.02of the Credit Agreement, the Borrower and the Consenting Lenders desire to consent to Arcosa Construction Services’ consummation of the Specified Sale and Leaseback Transaction.

NOW, THEREFORE, in consideration of the premises set forth above, the terms and conditions contained herein, and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto have agreed to the following:

Section 1.Amendments to the Credit Agreement. Subject to the satisfaction of the conditions precedent set forth in Section 2below, the Borrower and the Consenting Lenders hereby agree that, as of the Specified Sale and Leaseback Date, the Specified Sale and Leaseback Transaction was a Sale and Leaseback Transaction permitted under the terms of the Credit Agreement (including Section 6.11thereof).

Section 2.Amendment No. 3 Effective Date; Conditions Precedent. This Amendment shall become effective on the date on which the following conditions have been satisfied or waived (the “Amendment No. 3 Effective Date”):

(a)the Administrative Agent shall have received executed signature pages to this Amendment from the Borrower and each Consenting Lender; and

(b)the representations and warranties contained in Section 3 hereof shall be true and correct.

Section 3.Representations and Warranties of the Borrower.

(a)The Borrower hereby represents and warrants that (i) this Amendment and the Credit Agreement as previously executed and as modified hereby constitute legal, valid and binding obligations of the Borrower and are enforceable against the Borrower in accordance with their terms, subject to applicable bankruptcy, insolvency, reorganization, moratorium or other laws affecting creditors’ rights generally and subject to general principles of equity, regardless of whether considered in a proceeding in equity or at law and (ii) immediately after giving effect to this Amendment on the Amendment No. 3 Effective Date, no Default or Event of Default has occurred and is continuing.

(b)The Borrower hereby represents and warrants that the representations and warranties of the Borrower set forth in the Loan Documents are true and correct in all material respects (without duplication of any materiality qualifiers set forth therein) on and as of the Amendment No. 3 Effective Date immediately after giving effect to this Amendment, except to the extent that such representations and warranties specifically refer to an earlier date, in which case they are true and correct in all material respects (or, in the case of any representation or warranty already qualified by materially, in any respect) as of such earlier date, and except that the representations and warranties contained in Sections 3.04(a)(i)and (a)(ii)of the Credit Agreement shall be deemed to refer to the most recent statements furnished pursuant to Sections 5.01(a)and (b)of the Credit Agreement, respectively.

Section 4.Reference to the Effect on the Credit Agreement.

(a)On and after the Amendment No. 3 Effective Date, each reference in the Credit Agreement (including any reference therein to “this Credit Agreement,” “this Agreement,” “hereunder,” “hereof,” “herein” or words of like import referring thereto) or in any other Loan Document shall mean and be a reference to the Credit Agreement as modified by this Amendment.

(b)Except as specifically modified by clause (a)of this Section 4, the Credit Agreement and all other documents, instruments and agreements executed and/or delivered in connection therewith shall remain in full force and effect, and are hereby ratified and confirmed.

(c)The execution, delivery and effectiveness of this Amendment shall not operate as a waiver of any right, power or remedy of the Administrative Agent or the Lenders, nor constitute a waiver of any provision of the Credit Agreement or any other documents, instruments and agreements executed and/or delivered in connection therewith.

(d)Upon satisfaction of the conditions set forth in Section 2hereof this Amendment shall be binding upon all parties to the Credit Agreement.

(e)This Amendment shall constitute a Loan Document and a Refinancing Amendment.

Section 5.GOVERNING LAW. THIS AMENDMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE LAW OF THE STATE OF NEW YORK.

Section 6.Headings. Section headings in this Amendment are included herein for convenience of reference only and shall not constitute a part of this Amendment for any other purpose.

Section 7.No Novation. This Amendment and all other agreements and instruments executed and delivered herewith are not intended to, shall not be construed to, and do not constitute a novation or termination of the Credit Agreement or any other Loan Document nor any of the Obligations or the Liens and security interests granted in favor of the Administrative Agent on behalf of the Secured Parties securing such Obligations, in each case, as in effect prior to the Amendment No. 3 Effective Date.

Section 8.Counterparts. This Amendment may be executed in counterparts (and by different parties hereto on different counterparts), each of which shall constitute an original, but all of which when taken together shall constitute a single contract. Delivery of an executed counterpart of a signature page of this Amendment by telecopy, e-mailed .pdf or any other electronic means that reproduces an image of the actual executed signature page shall be effective as delivery of a manually executed counterpart of this Amendment.

[SIGNATURE PAGES FOLLOW]

IN WITNESS WHEREOF, this Amendment has been duly executed as of the day and year first above written.



								ARCOSA, INC., as the Borrower
							By:	/s/ Kevin Weber
							Name:	Kevin Weber
							Title:	Treasurer

Signature Page to Amendment No. 3 to Second Amended and Restated Credit Agreement
Arcosa, Inc.



								JPMORGAN CHASE BANK, N.A., as Administrative Agent and as a Lender
							By:	/s/ Zachary Blaner
							Name:	Zachary Blaner
							Title:	Authorized Signatory